Launching in Sydney and Melbourne
Get paid by QR. Straight into your bank.
Customers scan your Qrisp code, approve the payment in their own banking app, and the money lands in your account in seconds. No terminal, no card fees eating your margin.
- 0.6% per payment, no monthly fee
- Fee capped at $5
- Works with major Australian banks
Why now
Card fees now come straight out of your margin.
Since 1 October 2026, Australian businesses can no longer add a surcharge to Visa, Mastercard or eftpos payments (Reserve Bank of Australia). Every card fee you pay is now money you keep less of. Qrisp gives your customers a cheaper way to pay you, using bank payments Australia already has.
Per payment. No monthly fee, no plans, no terminal.
Most you'll ever pay on one payment, even a $20,000 invoice
For terminals, setup, settlement and chargebacks
How it works
Three steps. About five seconds.
No app for your customers to download. If they have a phone camera and an Australian bank account, they can pay you.
Customer scans your code
From your counter stand, your screen, an invoice or a payment link. The phone camera opens a secure Qrisp page showing your business name and the amount.
They approve in their bank
They pick their bank and approve the payment in their own banking app, the same way they approve any PayTo payment. They never type card or account details.
Money lands in your account
The payment moves over Australia's real-time payments network straight into your business bank account. Your Qrisp screen shows "Paid" instantly.
QR codes for every way you sell
One account. As many QR codes as you need.
Print once, use forever
A permanent code for your counter, stall or table. Customers type the amount and pay. We send your first printed stand free.
Amount locked in
Type the total on your phone or POS and show a one-time code. The customer can't change the amount, and the code expires after 15 minutes.
Get paid on the job
Put a QR code or payment link on quotes and invoices. Perfect for tradies, tutors and landlords. A $5 fee cap means big jobs cost you almost nothing.
A code per staff or site
Give each counter, delivery driver or market stall its own code, so you can see exactly where every dollar came from.
Built for
Businesses that feel every percentage point.
For your customers
Customers get rewarded for paying by QR.
Every Qrisp payment earns your customers points, plus a scratch card with a prize. It gives them a reason to choose QR over their card, and saves you the card fee.
See Qrisp RewardsFor every dollar they pay
A scratch card on every eligible payment. Every card wins.
Cost to you. Qrisp funds the rewards.
Safe by design
We never hold your money. Or your customers' bank details.
Payments move directly from your customer's bank to yours, approved inside their own banking app. Qrisp never sees their login or card number.
How we keep payments safeName check
Every checkout shows your verified business name, so customers know they're paying the right business.
Codes that expire
Sale codes work once and expire after 15 minutes, so a photo of your screen can't be reused.
Questions
Good questions, straight answers.
Do my customers need to download an app?
No. They scan with their phone camera, and approve the payment in the banking app they already use.
Which banks work?
Qrisp uses PayTo and the New Payments Platform (NPP), which major Australian banks and many smaller ones support. We'll publish the full list at launch.
How fast do I get my money?
Payments settle straight into your business bank account, usually within seconds. There's no daily batch and no waiting until tomorrow.
What does it cost?
0.6% per payment, with a 5¢ minimum and a $5 maximum, and 0.45% on monthly volume above $50,000. There's no monthly fee. There's no fee for setup, terminals, settlement or refunds. See full pricing.
Can I still take cards?
Yes. Qrisp sits alongside your existing terminal. Offer it as the cheaper option, and many customers will choose it.
When can I start?
We're onboarding our first merchants in Sydney and Melbourne. Join the waitlist and we'll be in touch.
Be one of our first merchants.
Early merchants get 90 days with no transaction fees, on up to $20,000 of payments, plus a free printed counter stand.